IdaHome Appraisal, Inc has been providing professional appraisals of residential properties for 20 years. We specialize in appraisals for Divorce, Trust, Tax, Estate, Financial Planning, Market Value, Pre-Listing, as well as Measurement Services, and other home and land valuation services in Boise, Garden City, Meridian, Eagle, Star, Nampa, Caldwell, Kuna, Mountain Home, McCall, Cascade, Donnelly, and more.
Serving Southwest Idaho
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At IdaHome Appraisal, Inc. it is our mission to provide appraisals of the highest quality with friendly interaction, excellent communication, prompt service, and at affordable and competitive rates. With 20 years of experience in the appraisal profession, we have a proven track record of providing a higher quality product than many of our competitors. Our overall goal is to provide our Clients with a higher standard of excellence. In our experience, we understand that good communication with our clients is absolutely imperative. "Qualified" by the IRS, we provide appraisals for tax purposes for estates, trusts, and probate. We also specialize in divorce appraisal assignments. Whether you're a Home Owner, Attorney, CPA, or any other individual in need of an appraisal we would love the opportunity to serve you. We provide residential appraisal services for vacant land, single family homes, condominiums, townhomes, manufactured homes; and multi-family dwellings (1-4 Units). Please visit our "services" page for the full list of appraisal products and services which we provide. Please feel free to reach out anytime with any questions. We are always happy to help. Thank you!
When relative with an estate passes away. An appraisal is a key component in finding the estates worth of the person who has passed. Obtaining a DOD (Date of Death) Appraisal after a relative/loved one has passed is incredibly important as this allows for a step-up in tax basis. Meaning, the IRS tax code allows for a property and/or properties original cost basis to be raised to a more current and typically higher price which minimizes the capital gains owed on the property and/or properties in the estate if sold at a later date. If a DOD Appraisal is not obtained after a relatives passing the capital gains taxes owed would be substantial. Also, at IdaHome Appraisal we know how difficult it is to lose a loved one. We run our appraisal business with compassion and kindness. We truly care about our clients and thier recent loss.
A family home is typically the largest joint asset a couple has acquired. Having an appraisal completed by a trusted local appraiser is extremely important when deciding how to divide the asset fairly. Divorces are complex and painful process. At IdaHome Appraisal we pride ourselves on being compassionate in these sensitive times.
Need to know what your property is worth? We've got you covered. We provide residential property appraisals for the following purposes: Probate appraisals, estate/trust appraisals, PMI (private mortgage insurance) removal, market value appraisals, (FSBO) for sale by owner appraisals, manufactured home appraisals, condominium appraisals, townhome appraisals, purchase appraisals, refinance appraisals, HELOC (home equity line) appraisals, property tax dispute appraisals, pre-listing appraisals, appraisals for primary and secondary mortgages, FHA appraisals, conventional appraisals, USDA appraisals, and many more. Trust IdaHome Appraisal for all of your home valuation needs.
Need an appraisal expedited? We can turn appraisals around quickly and efficiently without compromising quality.
We are qualified to measure any home no matter how complex. Our measurement services also include outbuildings including shops, barns, pool houses, guest houses/ADU's, tack rooms, pole barns, and etc.
We provide high-quality appraisals with detailed opinions of fair market value for mortgage banks and mortgage servicing clients. We also can offer “quick sale” forecasts that consider your specific timeline. A home appraisal provides you with an accurate assessment of your home’s fair market value. Significant discrepancies in the value of your home can create potential problems in Bankruptcy, REO sale and/or a Short Sale.
Financial Planners are relied upon by their clients to provide sound, well-informed advice regarding some of their most prized possessions and valued assets. IdaHome Appraisal, Inc has worked closely with Financial & Estate Planners over the years to ensure they have the information needed to develop the best and most effective strategies for each of its clients.
Natural and unexpected disasters can leave communities devastated and properties damaged. Earthquakes, wildfires, extreme rain and flooding, high winds, are heavy snow damage are not uncommon. Post-disaster inspections (or FEMA inspections) provide a necessary layer of protection for lenders. Oftentimes, an appraisal is completed on a property, then a storm may occur. Even though an appraisal was just completed, an inspection must be ordered to ensure the property has not been damaged.
Whether you’re a homeowner selling your property for sale by owner (FSBO) or a realtor trying to establish a fair market list price, it’s often difficult to have an unbiased opinion of your home’s value. It is very common for homeowners and realtors to rely on appraisers for assistance when establishing a fair market value for their home. That’s where IdaHome Appraisal, Inc comes in. We have a long history of working with homeowners trying to sell their own home, as well as realtors needing additional support for their listings (or to prove to their clients the true market value of a property).
Mortgage insurance, no matter what kind, protects the lender-not you! Typically, borrowers making a down payment of less than 20 percent of the purchase price of the home will need to pay for private mortgage insurance. Mortgage insurance also is typically required on FHA and USDA loans.Mortgage insurance lowers the risk to the lender making the loan to you, so you can qualify for a loan that you might not otherwise be able to get. But, it increases the cost of your loan. If you are required to pay mortgage insurance, it will be included in the total monthly payment that you make to your lender, your costs at closing, or both.
A FHA loan is a loan insured by the Federal Housing Administration (FHA). If you default on the loan and your house isn’t worth enough to fully repay the debt through a foreclosure sale, the FHA will compensate the lender for the loss. The PMI insurance is a large cost to the homeowner. These loans are sometimes favorable to owners who have fewer funds to put as a down payment, closing cost and additional cost can be bundled into the loan. They are typically available to buyers with lower FICO scores allowing some buyers more flexibility in purchasing a home.
When you apply for a home loan, you can apply for a government-backed loan (such as an FHA or VA loan) or a conventional loan, which is not insured or guaranteed by the federal government. This means that, unlike federally insured loans, conventional loans carry no guarantees for the lender if you fail to repay the loan. For this reason, if you make less than a 20% down payment on the property, you’ll have to pay for private mortgage insurance (PMI) when you get a conventional loan. (If you default on the loan, the mortgage insurance company makes sure the lender is paid in full.) The fees for conventional loans typically have less cost to the borrowers.
Are you paying more than your fair share of property taxes! Sometimes, matters like this can be resolved with a phone call. However, if after discussing your assessment with your local taxing authority you still feel as though your property has been overvalued, a professional, independent, third-party appraiser is often your best bet in proving your case. That’s where IdaHome Appraisal, Inc can help. There are a lot of different procedures for appealing tax assessments, so it’s important to enlist the help of a professional appraisal company that’s experienced and trained in the ins and outs of the appeal process.
We are sorry that you are going through a difficult time but know that IdaHome Appraisal, Inc is a family-orientated business that assists homeowners who need help posting bail for a family or friend. We know how upsetting these situations can be and we understand the importance of getting your real estate collateral appraised. We will do everything that we can to expedite this process for you and your loved ones.
We provide many different types of appraisal products. Other types of appraisals we provide are as follows: vacant land appraisals, acreage property appraisals, desktop appraisals, drive-by appraisals, foreclosure appraisals, bankruptcy appraisals, historical/retrospective appraisals, prospective appraisals, income/rental property appraisals, rent surveys, operating income statements, and more. IdaHome Appraisal has the knowledge and experience necessary to complete all residential property appraisal types. We pride ourselves on providing accurate, comprehensive, and fully supported valuations for our Clients.
I had a question about the appraisal process so I reached out to Josh for guidance and I’m glad I did because he was extremely knowledgeable, professional and answered all my questions. I would recommend Josh every time.
Idahome Appraisal a step above the rest!! Not only did Josh get back to me in less than a day. He walked me through the appraisal process step by step. I'm a mom and I'm super busy and don't understand a lot about real estate. But josh help me understand what I needed to do and how the process work. He's the guy to go too in my opinion. Josh was competent articulate and helpful. He's the guy in my opinion.
I recently needed to refinance my property. My lender told me that I would need an appraisal. In a few days I was contacted by Idahome Appraisal and we made arrangements for the appraisal. Josh Darrow came out to the property and asked me a number of questions regarding the property. He was very personable and seemed very knowledgeable. I received the appraisal in a timely manner and was happy with the results. We were able to proceed with the refinance without any problems. I was very pleased with Josh Darrow of Idahome Appraisal and would use him if I needed to refinance again.
I have had appraisals done in the past by other appraisers, however, I have never dealt with anyone as professional and courteous as Josh. He was very prompt to return my emails. He was able to complete the inspection the same day and had the appraisal back to me 2 days later. What a turn around! He is very knowledgeable in what he does. For those reasons and others, I highly recommend him!
SERVICE AREA'S
ADA COUNTY
Boise, Garden City, Meridian, Eagle, Kuna, and Star.
CANYON COUNTY
Nampa, Middleton, Parma, Melba, Caldwell, Wilder, Notus, and Greenleaf.
VALLEY COUNTY
McCall, Cascade, Donnelly, Yellow Pine, and Smiths Ferry.
GEM COUNTY
Emmett, Little Rock, Letha, Ola, Bramwell, Plaza, Montour, and Sweet.
ELMORE COUNTY
Mountain Home, Hammett, Prairie, Atlanta, Glenns Ferry, Featherville, and Pine.
BOISE COUNTY
Idaho City, Placerville, Banks, Horseshoe Bend, Crouch, and Robie Creek.
